A Better Way To Get Paid

Choose to never wait
on another payment

Fluid Financial is your partner in getting paid - a virtual cash flow manager that secures your revenue with optional advances on every invoice.

Get Started

Learn More

Collect payment faster

Receive payment an average of 22 days faster using our simple payment optimization tools, free for you and your team.

Eliminate cash gaps

Built-in advances available for your approved but unpaid invoices - rates starting at 1% every 10 days outstanding.

Gain financial security

Your account is backed by bank-level security and a team of financial specialists to help grow your business.

Simple Solution

Choose when you get paid

Fluid is an effective payment workflow that enables you and your business to choose when you get paid:

  • In Advance

  • On Time

  • How it works

    Getting started with advanced payments

    A simple way to accelerate your invoice payments

    1

    Share your invoice

    Sign up for your account and share your unpaid invoice(s) with your client. Fluid will alert you when your invoice is approved.

    2

    Take your advance

    Once your invoice is approved by your client, the invoice amount is immediately available for withdraw and routed to the bank account you specified.

    3

    Client pays normally

    Repayment is simple. Your client processes the invoice payment through Fluid, accounting for your advance.

    Get Started

  • How it works

    Getting started with on time payments

    Optimized to get your invoices paid on time

    1

    Share your invoice

    Sign up for your account and share your unpaid invoices with your client. Fluid will alert you when your invoice is approved.

    2

    Invoice is Approved

    Your client approves that your work is complete and agrees to pay within the contracted time period.

    3

    Client pays through Fluid

    Payment is simple. Your client processes payment with the instructions provided on your invoice and in your Fluid account.

    Get Started

Built for you

Grow your business

Freelancers, agencies, and small business owners trust Fluid to grow their cash flow

Optimized Payments

Integrated payment workflow for receiving and transferring funds

Learn more

Invoice Advances

Financing available on any approved but unpaid invoice

Learn more

Cash flow Monitoring

Integrate your team, tools and services to gain financial insights

Learn more

No additional fees

Fluid is free for you and your team to use. You are only charged when you take an advance - starting at 1% every 10 days outstanding.

Our pricing

Advanced payment protection

Fluid assumes all of the risk from your advanced payments. In the event that your client does not pay your invoice, Fluid handles collections.

Payment protection

Automatically qualify

We look at qualifying differently. Rather than looking at your business, we validate advances based on the clients that you invoice.

Our qualifications

Financial privacy

We value your client relationships. We will never contact any of your clients without permission from you or your company.

Our contact policy

Our partners work with great companies

Join them and never worry about another payment.

Get Started