Receive payment an average of 22 days faster using our simple payment optimization tools, free for you and your team.
Built-in advances available for your approved but unpaid invoices - rates starting at 1% every 10 days outstanding.
Your account is backed by bank-level security and a team of financial specialists to help grow your business.
A simple way to accelerate your invoice payments
Sign up for your account and share your unpaid invoice(s) with your client. Fluid will alert you when your invoice is approved.
Once your invoice is approved by your client, the invoice amount is immediately available for withdraw and routed to the bank account you specified.
Repayment is simple. Your client processes the invoice payment through Fluid, accounting for your advance.
Optimized to get your invoices paid on time
Sign up for your account and share your unpaid invoices with your client. Fluid will alert you when your invoice is approved.
Your client approves that your work is complete and agrees to pay within the contracted time period.
Payment is simple. Your client processes payment with the instructions provided on your invoice and in your Fluid account.
Freelancers, agencies, and small business owners trust Fluid to grow their cash flow
Fluid is free for you and your team to use. You are only charged when you take an advance - starting at 1% every 10 days outstanding.
Fluid assumes all of the risk from your advanced payments. In the event that your client does not pay your invoice, Fluid handles collections.
We look at qualifying differently. Rather than looking at your business, we validate advances based on the clients that you invoice.
We value your client relationships. We will never contact any of your clients without permission from you or your company.